INSORAN INSTANT
Parametric triggers. Instant payouts. Zero paperwork.
INSORAN INSTANT uses real-time data feeds to detect insured events automatically — flight delays, weather events, earthquakes — and pays out instantly without filing a claim. If it triggers, you get paid.
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INSTANT PAYOUT TRIGGERED
$2,500
Flight BA2491 delayed 4h 12m — exceeds 3hr trigger
Paid to bank account in 3 minutes · Nov 10, 2026 · 14:23 UTC
Flight Delay > 3hrs
Premium: $12/flight
Payout Amount
$2,500
Earthquake > 5.0 mag
Premium: $8/month
Payout Amount
$10,000
Rainfall > 100mm/24h
Premium: $15/month
Payout Amount
$5,000
How Parametric Insurance Works
01
Set Trigger
Define the event condition and payout amount
02
Data Monitored
Real-time feeds track the condition 24/7
03
Event Detected
Trigger threshold met — verified by data source
04
Instant Payout
Funds sent automatically — no claim needed
Key Capabilities
Parametric Triggers
Define conditions — flight delay >3hrs, earthquake >5.0 mag, rainfall >100mm — and payouts happen automatically.
Zero-Touch Payouts
No claims to file. When the trigger condition is met, funds are sent to your account within minutes.
Real-Time Data Feeds
Connected to aviation APIs, weather stations, seismic networks, and IoT sensors worldwide.
Micro-Policies
Buy coverage for a single flight, a single day, or a single event — pay only for what you need.
Transparent Conditions
Every trigger condition and data source is visible upfront — no hidden exclusions or fine print.
Stackable Coverage
Layer multiple parametric triggers on the same event for comprehensive automated protection.
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